Mutual Funds are provided through Desjardins Financial Security Investments Inc.  Except for segregated funds in self-directed accounts which are offered through DFS Investments, Life and Health Insurance products are provided through Desjardins Independent Network Insurance Agency.  Desjardins Independent Network Insurance Agency is a business name of Desjardins Independent Network Insurance Inc. which also operates in BC under the assumed name Desjardins Independent Network Insurance Agency Inc.
Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.  Desjardins Insurance products are sold by the authorized independent insurance advisors.

Calculators

Life Insurance - Click here for an idea of how much life insurance you need to cover your financial responsibilities and take care of your dependents.

How much life insurance is enough?  Enter your current assets, expenses, income and let the calculator determine how much life insurance you need.  You can also adjust the inflation rate (the average inflation rate is 1.6% per year) and your expected rate of return to see how these variables can impact your insurance needs.  Press the "report" button to see a year-by-year breakdown of your family's future income and expenses.

Disability Insurance - Would you be able to support yourself and your dependents if you couldn't work?  Click here to find out.

One of the most common causes of income loss is through a disability.  While most disabilities cause only temporary loss of income, any income loss can be disastrous if you are not financially prepared.  This calculator helps you determine how much disability insurance you may need to cover expenses during such a time.

Please note - the calculators and tools are for demonstration purposes only.  Always consult your financial advisor before making any major financial decisions.

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